Challenge Fee Recovery Calculator

Because you only keep your split of the profit, the gross profit needed to recover a fee is the fee divided by your split. On an 80% split, a $500 fee needs $625 in gross profit for your take-home to equal the fee. This tool shows that figure in dollars and as a percentage of your funded account.

Many firms refund the evaluation fee with your first payout. When that applies, your break-even point arrives as soon as you qualify for any payout — the fee comes back on top of your split of the profits — so your effective cost of getting funded drops to zero once you're paid. This calculator lets you toggle the refund to see both cases.

Because the firm keeps a slice of every dollar you make. If you keep 80%, then 20% of your gross profit goes to the firm, so you must generate more gross profit than the fee itself for your share to match it. The lower your split, the more gross profit each dollar of fee requires — one reason a headline split matters to real cost.

No — the true cost also accounts for how many attempts you are likely to need. A single fee understates cost if your realistic pass rate means multiple attempts. Use the true challenge cost calculator for expected total spend, then use this tool to see how much you must earn to recover whatever you actually paid.