The five scoring pillars

PillarWeightWhat we measure
Payout reliability35%Documented payout proof, average processing time, denial reports, payout-policy changes
Rule fairness25%Drawdown type (static vs trailing), consistency rules, hidden restrictions, retroactive changes
Real cost15%True cost to reach a funded account, including realistic retry rates — not just sticker price
Platform & execution15%Platforms offered, spreads/commissions, slippage in our test trades, uptime
Stability & transparency10%Company age, legal entity, leadership visibility, financial red flags

How we gather data

  • We purchase evaluations with our own funds and trade them.
  • We request real payouts before scoring payout reliability.
  • We re-verify pricing and rules monthly; each article displays its last-updated date.
  • We log every rule change in our shutdown & rule-change tracker.

Affiliate disclosure

Some outbound links are affiliate links. They fund challenge purchases and never influence scores — several firms we link to have low ratings, and several top-rated firms pay us nothing. If a firm pressures us to alter a review, we disclose it publicly.