Prop Firm Profit Split & Payout Calculator

You keep a fixed percentage of profits generated on your funded account — typically 80–95% at forex firms in 2026, with futures firms often paying 100% of an initial band ($10K at Topstep, $25K at Apex) before switching to 90/10. Splits usually improve through scaling plans after consistent payouts.

The 2026 market standard is 80% minimum (FTMO base) with the value leaders at 90–95% (FundedNext) and futures firms at effectively 100% early on. Below 80% on a standard evaluation account is uncompetitive unless the firm compensates with instant funding or unusually generous rules.

A 5% month on a $100,000 account is $5,000 gross; at an 85% split you receive $4,250, and on your first payout a refundable-fee firm also returns your challenge fee. That single realistic month typically returns 5–8x a challenge fee — the entire economic case for prop trading.

In most jurisdictions payouts are taxable self-employment/contractor income (firms typically pay you as an independent contractor, not an employee), and no tax is withheld — you must set money aside. Rules vary widely by country; consult a professional before your first sizable payout.